Bad Credit Auto Loans in Ferndale, MI
If you’re searching for your next vehicle, it can be a difficult process if you’re also dealing with bad credit. To help you navigate this predicament, we at Legend Motors are here to provide assistance with your shopping experience. Read on to see how we can assist you and then reach out to our friendly staff to chat about your options!
What Is Bad Credit?
Purchasing a vehicle is no small investment, which is why most prospective buyers are open to the idea of getting their hands on an auto loan with low interest rate. However, your chances of doing that are severely hindered if your credit score is lower than average. The exact numbers can vary depending on where you look and who you consult, but a score of anywhere between 300 and 669 is often seen in a negative light. Should you have a credit rating that falls into that category, you can still acquire a loan for your car, though the likelihood of it featuring a higher interest rate is substantially greater.
How To Boost Your Credit Score
Our recommendation is to try raising your credit score before making your next purchase if possible. Do you already own a car that you’ve been cruising through Ferndale on Route 1 with? If you’re still paying it off, then that’s a great way to get your credit to increase gradually. By making the monthly payments on time, you’ll start to see a positive impact on your overall score, as it shows your reliability. During this process, we also encourage you to get in touch with our Finance Department, because it’s a good idea to start working on increasing your buying power and budget through other means as well.
Financing a Vehicle
Given the wide range of options we keep in our extensive inventory here at Legend Motors, we’re confident you’ll find something that you can see yourself making trips to Harding Park in. Once you find an option that appeals to your tastes, it’s a good idea to use our Payment Calculator to gauge your buying power. You can also submit a Finance Application to get the ball rolling in advance and avoid having to fill out tedious paperwork when you come to our location. We’ve still got other services that will be of use to you for both financing your next car and establishing a higher credit score. To learn more about what they entail, contact us!
What Is Considered a Low Credit Score?
- The standing of a credit score can vary depending on where you look, but generally a score of 300 to 669 is seen as being low.
Dealership Information
Testimonials
“ Gigi and sam was awesome they took very good care of me. I highly recommend ”
“ If you want the car that YOU choose, and not something the dealership chooses for you.. GO To Legend Motors Ferndale and ASK 4 ALVIN Al in sold my family and I our last 5 vehicles ”
“ 10/10 place Cortez was amazing and helped us get a great deal on our Chrysler 300 along with Insurance. Would definitely go see him again and would recommend people to go see him! ”
“ I had a great experience purchasing my car! From start to finish, the staff truly met my expectations and made the process smooth and stress-free. They were very knowledgeable and took the time to explain everything clearly. What really stood out to me was how they educated me about structuring my credit and making smart financial decisions moving forward. They didn’t just focus on the sale. I appreciate the honesty, professionalism, and support I received. I would definitely recommend them to anyone looking to buy a vehicle! Thank you John Jason Gigi and the legend motors family ”
“ Great service thank you guys highly recommend Gg and Jay got us in the truck we wanted thanks so much ”
“ Gigi and Jay helped me so much with getting a vehicle! It was some easy plus they was welcoming and offered refreshments and donuts during our time there. ”
“ LOVED THEM!!! ”
“ Gigi and Sam are awesome ! Fast , helpful and directly to the point . Thank you so much ”
“ Big Thank You to Alvin for my New Cadillac! This is the 4th car my family and I have purchased from him! Thank you to Legend Motors … their cars Rock! Ask 4 Alvin for the best deals and service! ”
“ Don’t sleep on Legend Motors. Alvin and the team get you what you want! ”
“ Gigi and Jason was so nice and made sure I was taking care of. If u looking for a car go see them!!! ”
“ Lovedd the service here my credit is so low yet gigi,john and staff worked everything out and found the perfect vehicle for me. Rapport here is immaculate highly recommend coming here.❤️ ”
“ Great service and great people! Ask 4 Alvin for the best deal in the country ”
“ My daughter was in the market for a decent used car and after reading the reviews I recommended Legend Motors in Ferndale. We had the pleasure of working with Gigi and she could not have made the experience any easier for her. Gigi and the whole team up front were wonderful. However, after she purchased we found that there was an issue with the transmission and had to return it for service. After a couple attempts at fixing the issue, they made sure she drove home in a safe, reliable car. As a father, I cant tell you how happy I am with the service team at Legend. The whole dealership is top notch and even though I typically lease new cars, this dealership has me wondering if I should just buy a used car knowing what kind of care and attention they give their customers, even after the sale. I could not recommend a better dealer...thank you Legend Motors! ”
“ I just want to thank Gigi and John at Legend Motors Ferndale for helping me get into a new car within 2hrs of walking in after work. If you're in need of a car they have options.Btw this is my third time purchasing from them. ”
“ Gigi and the whole entire crew is amazing 🤞🏾🥹 god is great ”
“ My sales person Alvin came through on all his promises. Before I was even ready to purchase a few weeks ago and committed to anything he was ready to help and was not pushy. Ask for Alvin for your next vehicle he helped me out tremendously!! ”
“ The best dealership ! Period! Ask 4 Alvin!! ”
“ Go See Alvin for the best deals in the D! ”
“ What great experience! Alvin Shammas and the whole team were professional and friendly. They went the extra mile to make sure I got into the vehicle I wanted. If you are looking for a new vehicle and a hassle free experience, Alvin at Legend Motors is the man to see!! ”
“ Gg wonderful and helpful ”
“ Gigi was amazing the best sales rep and also the nicest thought I couldn’t get a car but she said she got me and indeed she did that much love legend motors clean and ride like brand new ”
“ I have been coming since I was 24 I’m 38 now. It’s always an easy process. Gigi and Caesar got me what I needed. Cortez the coldest with getting you the insurance at a good deal. John the owner has always been good to me and is so knowledgeable when it comes to this credit thing. I love it here i promise lm going to listen this time john . ”
“ Caesar and John were amazing and gave me a good deal!! No drawn out process and very fast. Highly recommended! ”
“ Alvin is the guy the to ask for, I got more than I expected and under budget! ”
“ Come see Alvin for the car you want, my daughter and I both got the trucks we wanted today! ”
“ My visit was the absolute best my girl Gigi did her thing she got me in a car with no money do she does not stop she will make sure your loving with your dream car ”
“ AMAZING!!! Caesar and Jason and Gigi were amazing and made my dreams come true!!! They were Quick , welcoming and over all a blessing . Words can’t express the level of respect and gratitude I have for them ! Putting me and my children in a position to be safe . ”
“ Gi Gi was nice and helpful ”
“ S/o to Jason the Finance Guy. He Made It Happen. Did Everything In His Power To Get It Done. Very Cool Guy ”
“ Mike here not just a guy who sold me a car but also became a friend of mine, loved the service Jason helped me get an insurance and great overall service ”
“ Alvin was the guy guy. Got me together with wheels! ”
“ You need a dependable used vehicle. Legend Motors of Ferndale is the spot. Ask for Ceasar he will make it happen. And the finance guy Jason no his stuff. Satisfied Customers . That got my Queen together! ”
“ Alvin did his thing with my new Acadia! Ask for him for a grat customer experience ”
“ Gigi was wonderful!!!! Her and Jason worked really hard to ensure that I not only I got the truck I wanted but it was a GREAT deal!! This is my second car with this company. Highly recommend! ”
“ ALVIN IS AMAZING! He helped me get a a beautiful car and I so grateful for him! He gets a 1000/10. I will definitely recommend to a friend or family 💕💕 ”
“ It was a pleasure to work with Gigi! She listened to me and what I wanted I did her very best to get me in a vehicle dispite my situation. I would highly recommend Legend motors ”
“ Alvin is the TRUTH! The process was worth the time it took to get me in the truck I wanted. Ask for Alvin, you won't be disappointed ”
“ Best place to finance your vehicle, and Ask 4 ALVIN! He made the buying process easy and arranged it for my budget! 🫶🏾🫶🏾🫶🏾 ”
“ Shout out to Ceasar on an excellent job ”
“ Very helpful from both owners, I have bad credit right now and they moved a lot of stuff around and thank you to my sales rep Caesar ! ”
“ Alvin was amazing customer service and coordination. ”
“ Left a review on Waterford Location for Cortez, but he indeed secured my vehicle fast, was in and out in under an hour n a half total, and explained all vehicles looked at in great detail. thanks again! ”
“ I appreciate Cortez for making the process smooth and getting me in a great car. I appreciate Jason as well for getting me right on my insurance. I did have to come back because my engine light came on but Mike was helpful and hopefully this issue gets resolved soon. ”
“ Alvin is awesome! He got me in a great car with a good deal in under 2 hours. Super cool and will work with you to get you the vehicle you need and/or want! ”