Bad Credit Auto Loans in Ferndale, MI
If you’re searching for your next vehicle, it can be a difficult process if you’re also dealing with bad credit. To help you navigate this predicament, we at Legend Motors are here to provide assistance with your shopping experience. Read on to see how we can assist you and then reach out to our friendly staff to chat about your options!
What Is Bad Credit?
Purchasing a vehicle is no small investment, which is why most prospective buyers are open to the idea of getting their hands on an auto loan with low interest rate. However, your chances of doing that are severely hindered if your credit score is lower than average. The exact numbers can vary depending on where you look and who you consult, but a score of anywhere between 300 and 669 is often seen in a negative light. Should you have a credit rating that falls into that category, you can still acquire a loan for your car, though the likelihood of it featuring a higher interest rate is substantially greater.
How To Boost Your Credit Score
Our recommendation is to try raising your credit score before making your next purchase if possible. Do you already own a car that you’ve been cruising through Ferndale on Route 1 with? If you’re still paying it off, then that’s a great way to get your credit to increase gradually. By making the monthly payments on time, you’ll start to see a positive impact on your overall score, as it shows your reliability. During this process, we also encourage you to get in touch with our Finance Department, because it’s a good idea to start working on increasing your buying power and budget through other means as well.
Financing a Vehicle
Given the wide range of options we keep in our extensive inventory here at Legend Motors, we’re confident you’ll find something that you can see yourself making trips to Harding Park in. Once you find an option that appeals to your tastes, it’s a good idea to use our Payment Calculator to gauge your buying power. You can also submit a Finance Application to get the ball rolling in advance and avoid having to fill out tedious paperwork when you come to our location. We’ve still got other services that will be of use to you for both financing your next car and establishing a higher credit score. To learn more about what they entail, contact us!
What Is Considered a Low Credit Score?
- The standing of a credit score can vary depending on where you look, but generally a score of 300 to 669 is seen as being low.
Dealership Information
Testimonials
“ Gigi and the whole team is beyond lovely 🥰 they worked very hard to make sure I got exactly what I wanted! Thank you guys! ”
“ Gigi did a great job helping my friend buy a car. We appreciated her friendliness, no-pressure conversation, and help with the process. ”
“ Bought my granddaughter a car from here. Excellent service! Salesperson GiGi is a delight 😊 I'll definitely be back. ”
“ Excellent service. Bought a great car for a great price. Brendan and Jason were wonderful and very professional. ”
“ Jason did his thang and hooked me up with this beauty. I’m so grateful for all the work Ceasar did over this weekend to get me rolling 💙 ”
“ Fire Employee 🔥🔥 ”
“ I had an amazing experience with Ronny at Legend Auto! He was extremely helpful, patient, and made the whole process of purchasing my first vehicle smooth and stress-free. I never felt pressured, and he took the time to answer all my questions and make sure I was comfortable with my decision. I ended up getting a 2018 Hyundai Sonata and I absolutely love it! If you’re looking for someone who genuinely cares and goes the extra mile, I highly recommend asking for Ronny. Thank you again for making this such a great first car-buying experience! ”
“ I never leave reviews but if you are looking for a new vehicle this is the place to go. I have financed two cars with them. Both were in amazing condition. The owners are great and they have multiple locations. J and Jewels really looked out for me. ”
“ Cortez hooks it up for me every time. Best sales person they have here, fast service, lots of financing options and a great selection of trucks. Been doing business with them for years. ”
“ I had an amazing experience from start to finish. Jason in the finance department was fantastic—everything went smoothly, “I’m so happy with my new car I love it already! Thanks again for making everything easy.” and if you’re looking for a car, definitely go see Jason.” ”
“ Thomas was a wonderful help he help so much ”
“ Costumer service is amazing. They take their time and are patient. Ceaser and his wife Gigi are the the best. ”
“ Ceasar Miller, the sale representative at the Ferndale location IS the go to person for buying a car. He has been so helpful with us on getting approved with a good bank, really great monthly payments, this guy is a HERO!!! God bless ceasar for being amazing and truly kind. We will most definitely recommend legend motors and recommend him!!! ”
“ Excellent service great customer experience! If you need a new car, go to legend motors. ”
“ I had a wonderful and great experience Ronny did me right ”
“ Legend Motors put me together! Ask 4 Alvin for a great deal! When no one else could get me in something he could I’m happy with what he gotta me approved for Do not sleep on this place, they are the real deal. They try their best to have u drive off happy !!!! ”
“ Alvin help us get a new car he was great with everything helping us find the best prices for our price range great communication great service we left with a car the same day I definitely recommend coming in to him if you looking to purchase a new car ”
“ I'm back at legend motors and upgrading my vehicle! Alvin & Cortez always make it happen. These guys are on their A game and they get results! ”
“ We just had an amazing experience with Alvin at the Ferndale Legend Motors. He got us a very low interest rate and held the car till we arrived without hesitation. It was a no pressure experience and I've never been more comfortable making a purchase of this size. He was knowledgeable and worked with us while explaining the process during our time there. We will be back for our next car too. ”
“ Go see Alvin for real results. No messing around and confusion. He is a strait shooter and gets you in a car same day! Too smooth with it! ”
“ I just purchased a 2019 Mazda CX5 from Legend Motors in Ferndale, Mi (8 mile near Wyoming). Shopping for a used car can be a pain but Alvin Shammas made it pretty painless. Unlike the 2 other dealerships I visited, Alvin was a no-pressure salesman. He brought the car to my home so I could drive it and was very above board on what I was likely to get for my trade-in. He also worked to Make the prep of my new Mazda go smoothly. ”
“ Alvin found me a bank to work with my budget. Not only was he responsive but was able to break down the process on how financing works. Everybody I went to previously did not only put me on the back burner, but they also wanted too much for a down payment. Ask for Alvin for a honest and proper deal. ”
“ Alvin made it happen for us today! I have been searching for months for an honest and reliable car dealership. Ask for Alvin and he will take care of you like family. ”
“ Alvin is the best! We chat this morning and he had me approved less than an hour later ! The best in the west! ”
“ Ronny did an outstanding job helping me today!! 5 Stars🤝🤝 ”
“ Ronny is the best hands Dowb ”
“ I’m so happy I made the decision coming here ! I got a car for reasonable price , low mileage and this all thanks to Alvin ! I found them on google and I’m so happy I did ! I would definitely recommend anyone to them because you will definitely find exactly what your looking for NOTHING LESS !!! ”
“ I went through 3 other dealerships and couldn’t get approved legend motors was the only one able to get me into a nice car ask for Alvin he’s good at what he does ”
“ Ceaser was very helpful and made everything work for me . Thank you again ”
“ Ronny made it a pleasant easy experience. Thank you so much ”
“ Great sales dept. Finance ppl are super nice and helpful. Got the Ford Edge I wanted and I’m happy. Thanks!! ”
“ When no one else can, Alvin will! Go see legend motors for your next car and ask for Alvin! ”
“ Ronny was a great help !!!! ”
“ I had a great experience working with Ronny at the dealership. He was transparent, helpful, and very patient throughout the entire process. He took the time to answer all my questions and made sure I understood everything without any pressure. I really appreciated his honesty and professionalism. If you’re looking for someone who genuinely wants to help you find the right vehicle, I definitely recommend asking for Ronny! ”
“ Pops gave me such a great deal on a vehicle. If anything goes wrong with your purchase...see Mike: he's the mechanic of all mechanics. ”