Auto Loans For All Credit Types | Legend Motors Ferndale

You might just be starting out in life or there’s a chance you’ve been turned down for auto financing before. Here at Legend Motors of Ferndale, it’s not a problem! We don’t care about where you’ve been or what your credit past looks like, if anything. The finance specialists at Legend Motors Ferndale take great pride in developing a payment plan for anybody. We offer auto loans for all credit types. 


With us, financing a car isn’t complicated. Financing is a word that tends to come with lots of questions and stress. Buying a vehicle can easily seem overwhelming. Adding the question of financing on top of that can be scary, particularly for a first-time buyer. This is a big purchase so read below and understand – car financing is no big deal. 


What is car financing? This is when you are lent the money to pay for your vehicle from a financial institution in the form of installment credit. Typically you will need to make a down payment with money from your own pocket, then repay the rest of the vehicle’s purchase price, plus interest, over a set time period by making fixed monthly payments. 


Common places to get car loans include a variety of banks, numerous credit unions, and automotive dealerships. Legend Motors of Ferndale can arrange financing for you through our solid relationships with outside lenders. All you have to do is go to our Finance Page and fill out our secure loan application to get approval today!

With banks and credit unions, a fair or good credit score is needed to get approved and secure decent rates. But with Legend Motors of Ferndale, your credit score doesn’t matter. We will work with you even if you have a low credit score. Our finance specialists are trained to help everyone, no matter the situation or income.


What is an Auto Loan Term? This is the length given to pay back the loan. Auto loan terms usually vary from 36 to 72 months. The length of your term corresponds with the amount of your monthly payments. Longer loan terms have typically have lower monthly payments, but you’ll be paying a little more interest over time. In a shorter loan term, you’ll have higher monthly payments, but a lower amount of money going to interest. 


Legend Motors of Ferndale knows how important it is to keep the monthly payment manageable. We’re here to get you one you can afford comfortably. After all, if you have trouble paying your car loan, it could hurt your credit score. We make sure you get a good rate, payments you can actually make, and the best chance of bettering your credit score!


We’re here to help you find a reliable ride at a reasonable price. Come down and experience our Dodge Chargers, Buick LaCrosses, and Chevrolet Cruzes in person with a test drive. We’ll get you driving no matter your situation! Browse the nice selection of quality Used Inventory and contact Legend Motors of Ferndale today.

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